All SamCart Payment Processors — A Definitive Guide (2023)

A typical online sales funnel guides prospective customers from awareness to engagement and, ultimately, to purchasing your product.

Once upon a time, online sales were conducted via credit cards or bank drafts.

Nowadays, users can choose from various third-party integrations such as Stripe and PayPal to conclude business.

If you want to monetize your products or services, you will eventually have to set up a payment processor or payment gateway.

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How to Connect a Payment Processor to SamCart?

Although SamCart users were previously limited to only two payment gateway integrations, other options have become available.

Integrating a payment gateway into your SamCart sales funnel checkout page is relatively simple.

Open the SamCart dashboard.
Click on the Gear icon (upper right-hand corner) to edit your account preferences.
Find and click on the Processors tab – it should be on the left-hand sidebar.
Click on Add New
A pop-up window displays available integrations options – select one.

Every payment processor is different in how you proceed from this step onwards. So carry on reading to find out what to do next.

Should I Choose Stripe or Paypal as My Payment Processor in SamCart?

Stripe is a payment gateway and third-party payment processor hybrid that acts as a middle-man between merchants and customers transacting online. It essentially enables you to process payments.

Supported payment methods include credit and debit cards, Apple Pay, Google Pay, Microsoft Pay, and transactions conducted in foreign currencies.

PayPal, on the other hand, deals in international e-commerce on a secure platform.

Services range from providing e-wallets and furnishing loans to facilitating payment processing.

It accepts credit cards, debit cards, PayPal credit cards, Pay in 4, Venmo, and Google Pay as payment methods.

While all of these options have merit, additional features such as fraud prevention and software to streamline business operations make Stripe more versatile.

In addition, secure trade conditions and state-of-the-art developer support enhance its value proposition.

Still, it is possible to use both payment options on your checkout pages. In doing so, you provide your customers with a broader choice of payment options to finalize checkout.

Stripe

Stripe infrastructure allows for invoicing and billing and provides a platform for online payment and in-person trade.

Outstanding features to assist with business practices include:

Radar: Fraud and risk management
Sigma: Customized reports
Atlas: Start-up business support
Online identity verification
Value Added Tax (VAT) and sales tax automation

Processing Fee

2.9% + $0.30, varying by country.

Additional Fees

+1% for international cards
+1% for currency conversions

Integration with SamCart

Once you have selected Stripe as your payment processor, login to your account:

Enter username and password
Select: ‘Connect my Stripe Account’ from the drop-down menu
Note that your Stripe account now shows as ‘Active’ on SamCart

If you do not have a Stripe account:

Select: Setup A New Processor on the Processor Page
Complete the form with details about your product, location, and personal data
Add credit card and bank details
Authorize

PayPal

PayPal is widely used and well-known for providing the means to pay and receive funds online securely.

Additional features include:

Bill Me Later functionality
Inventory tracking
Online invoicing
One-Touch checkout
Shopping cart
Fraud detection
Data encryption

Processing Fee

The PayPal fee structure is rather complicated. In a nutshell, standard rates apply to domestic transactions while trade utilizing international currencies incurs specified, fixed charges.

Additional Fees

Visa/Mastercard 1.9% + fixed fee
AmEx 3.50% + additional fixed fee

PayPal calculates fixed fees depending on the market region and transacted currency (0.5% – 2.00%).

Integration with SamCart

To integrate PayPal with SamCart:

Select: Setup A New Processor from the Processor tab
Select PayPal
Log in to your PayPal account on a separate tab
Select: Click here to get your PayPal credentials
Request API signature
Copy PayPal username, API password, API signature
Paste into the corresponding fields in SamCart
Save

Apple Pay & Google Pay (Digital Wallets)

Apple Pay and Google Pay are digital wallets or Mobile Payment Systems. Users conduct contactless transactions by swiping or tapping smartphones or smartwatches loaded with credit card details.

Enable fingerprint biometrics or face recognition to unlock devices. Alternatively, a strong PIN or password should suffice.

Activate Apple Pay

Open wallet app on Apple mobile device
Select (+)
Select input method – manually/scan credit card
Verify

Processing Fee

3% credit card fee

Activate Google Pay

Download Google mobile app
Log into Google account
Enter card information
Enable NFC

Processing Fee

$0.31/1.5% of transaction value
Standard credit card fees

Integration with SamCart

To integrate Apple Pay or Google Pay with SamCart, you need to install an active Stripe payment processor.

Click: Processor Settings
Select General Marketplace Settings
Toggle ON – pop-up Setting Saved
Select product Settings
Select Payments
Toggle ON: Allow Digital Wallets
Set as default if required
Save

Credit Card Payments (Braintree)

Braintree is a PayPal service allowing high-volume credit card payments directly on your checkout page.

When integrated with SamCart, it supports 1-Click Upsells, Payment Plans, and other SamCart features.

The Braintree brand promises improved sales conversion and streamlined business operations while keeping user details confidential.

Features include recurring billing, third-party integration, and fraud detection.

Note: Braintree overrides Authorize.net and Stripe.

Processing Fee

Cards/digital wallets: 2.59% + $0.49/transaction
PayPal/PayPal Credit: As per PayPal account
Venmo: 3.49% + $0.49/transaction

Integration with SamCart

Access SamCart dashboard.

Select Gear icon
Click: General marketplace Settings
Select Processors
+Add New
Select Braintree
Select Product Credentials to enable live orders
Opt for Sandbox credentials to test
Label processor
Refer to Braintree dashboard
Click: Business
Select: Merchant Accounts
Access Control Panel
Note merchant ID
Select API and Keys
Note Public Key and Private Key
Enter into the SamCart form
Submit

Credit Card Payments (Easy Pay Direct)

EPD is a user-friendly online payment gateway that you can integrate with SamCart. Transaction Routing Technology, integrated shopping carts, and Quick Click shopping are a few inherent features of this gateway.

Cost/Processing Fee

One-time online setup: $99
Swiped card rate: 1.59% + $0.17
Online card rate: 2.44% + $0.29

Integration with SamCart

Click: Gear icon on SamCart dashboard
Open Account Settings
Select Processors
+Add New
Select: Easy Pay Direct (pop-up menu)
Label Processor
Access Easy Pay Direct Merchant Account
Select Home
Click: Settings
Select Account Information
Note: Gateway ID
Home – Settings – Security Keys
Click: Add a New Public Key
Select user
Assign tokenization key permission
Repeat for Private Key
Select API key permission
Copy to SamCart
In Easy Pay Direct Merchant Account, click Home
Select Settings – Webhooks
Select Endpoints – Create
Add https://www.samcart.com/easypaydirect/event (URL Field)
Select Available Events – subscribe transaction.void.success
Subscribe transaction.refund.success

Authorize.net

Authorize.net undertakes to provide a simplified payment process and contactless payment option to users. Secure transacting is enabled and accepted at retail outlets or via mobile devices. In addition, a virtual terminal simplifies online manual orders.

This platform accepts a variety of billing and payment options. These include Discover, Visa, Mastercard, AMEX, and digital wallets.

Cost/Processing Fee

All-in-one option: $25/month + 2.9% + $0.30/transaction
Payment gateway only: $25/month + $0.10/transaction + daily batch fee $0.10

Integration with SamCart

Click on the Gear icon on the SamCart dashboard
Open Account Settings
Select Processors
+Add New
Select Authorize.net (pop-up menu)
Log in to your Authorize.net account.
Copy API Login ID
Disengage Test Mode
Generate Transaction Key (if not yet done)
Generate Signature Key (if never done)
Enter API Login ID on SamCart
Redirect: Sign in to Authorize.net
Click Allow
Note pop-up to confirm integration

Bottom Line

SamCart has expanded the list of integrated payment options on its platform by including digital wallets, Apple Pay and Google Pay, and payment processors such as Braintree, EPD, and Authorize.net.

These customized payment options meet consumer needs which, in turn, streamline the customer experience. Added advantages include increased domestic and international sales, with cart abandonment becoming a thing of the past.

Careful selection and integration of your payment processors can also help you build a genuine, honest brand. Providing payment options and a smooth checkout process also helps your business come across as professional and trustworthy, helping guarantee checkout completion and repeat business.

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