Does Thinkific Charge Transaction Fees?

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Thinkific offers 0% transaction fees on all purchases for all subscription plans.

Even though the platform doesn’t charge a fee per sale, payments are subject to processing fees by your gateway provider.

Key Takeaways:

  • Thinkific does not charge transaction fees, regardless of subscription plan
  • Although the platform does not take a cut, users are subject to payment processing fees on every transaction

Thinkific Transaction Fees for Each Plan

A significant benefit of using Thinkific is that the platform does not charge its users a transaction fee, unlike some of its competitors.

Moreover, if your sales volume and number of students enrolled grows, there is no tiered fee structure or volume limit.

Thinkific’s Free plan allows you to test its features and have access to 0% transaction fees at no upfront cost.

Thinkific PlanTransaction Fee
Free plan0%
Basic plan0%
Start plan0%
Grow plan0%
Expand plan0%

Thinkific Transaction Fees vs. Payment Processing Fees

Thinkific’s 0% transaction fees should not be confused with potential payment processing fees.

To sell on the platform, you’ll need to enable payments using a provider or payment gateway such as Thinkific Payments, Stripe, or PayPal.

The payment gateway will process payments from your customers and disburse the payments to you and, in return, charge a small fee for the service.

We’ll explore the payment processing fees below, but they typically include a fixed cost per transaction and a small percentage.

Thinkific Payment Fees

Thinkific Payments is the platform’s payment gateway and is commonly used by course sellers.

Therefore, to help you understand the fees, we’ll use this option as an example.

Sellers from the United States are subject to a one-time processing fee of 2.9% + $0.30. 

Additional charges for international cards, currency conversion, subscription, and payment plans are priced at 1%, 2%, and 0.5%, respectively. 

CountryOne-Time Payment TransactionInternational CardsCurrency ConversionSubscriptions & Payment PlansPayout Schedule
United States2.9% + $0.30+1% for international cards+1% if required+0.5% subscription fee2 business days
United Kingdom1.4% + £0.20+1.1% for EEA cards
2.9% + £0.20 for international cards
+2% if required+0.5% subscription fee3 business days
Germany1.4% + €0.252.9% + €0.25+2% if required+0.5% subscription fee3 business days

Thinkific Payments claim that they use the same fee structure as Stripe, therefore changing processors will not save you money. 

PayPal also charges processing fees comparable in price to these options.

Thinkific Student Refund Fees

Just as Thinkific doesn’t charge transaction fees, they also don’t charge fees to send refunds to a customer.

However, your payment processor may charge a fee, which we’ll cover below.

Thinkific Payments

When you refund a customer, there are no additional processing fees. However, they will not reimburse you for the initial processing fees charged.

PayPal and Stripe

Both PayPal and Stripe have the same policy as Thinkific Payments and don’t charge any additional fees when refunding customers.

Other Processors

If you’re using a different payment processor from those mentioned above, they may charge a fee. Check the refund policy to confirm.

Frequently Asked Questions

Thinkific does not charge a fee for products purchased on the platform on any of its plans.

Thinkific charges 0% transaction fees on all sales, regardless of subscription plan. However, for customers to checkout, you’ll need to use a payment processor, who will typically charge a small percentage and flat fee per payment.


About Authors

  • Samuel Fletcher

    Samuel Fletcher is a entrepreneur with over 15 years in online course development. With an in-depth understanding of online course platforms, including Kajabi, Thinkific, LearnWorlds, and more, he has not only created courses on these platforms but has also assisted others in their course creation journeys. Beyond his hands-on experience, Sam is a passionate blogger, online business mentor, and a proactive contributor to community initiatives. His commitment to excellence and belief in dedication, perseverance, and unwavering commitment drives his success. Recognizing the gap in unbiased, quality information about online course platforms, he co-founded SupplyGem. In addition to his leadership role, Samuel serves as a Technical Writer at SupplyGem, sharing his expertise with a broader audience. Moreover, he's an active member of professional associations such as the Association for Talent Development (ATD), The Learning Guild, and others, underlining his dedication to continuous learning and industry advancement.

  • Noel Griffith

    Noel Griffith is a Co-Founder and the Senior Analyst at SupplyGem. With a deep understanding of online businesses and a distinct passion for the creator economy. Drawing from his experience as a developer and online marketer, Noel is devoted to guiding others toward success in their online endeavors. In addition to his contributions at SupplyGem, he is affiliated with notable organizations such as the Association for Talent Development (ATD) and The Learning Guild.

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Disclosure: I am an independent Thinkific Affiliate, not an employee. I receive referral payments from Thinkific. The opinions expressed here are my own and are not official statements of Thinkific.