ClickFunnels has a native payment gateway called Payments AI and supports many other popular payment gateways, including Stripe, NMI, PayPal, Klarna, and Coinbase.
A business using Payment AI is charged 2.9% of the sale amount, plus 30¢ per transaction.
ClickFunnels charges an additional 1% processing fee if a company opts for an alternative payment gateway. This fee is charged in addition to the alternative platform’s fee.
Key Takeaways:
- The lowest-priced payment gateway is Payment AI
- All ClickFunnels customers must first sign up for Payments AI
- Alternative gateways can be integrated using Payment AI
ClickFunnels Payment Gateways Explained
ClickFunnels requires all businesses to sign up to Payments AI to process payments.
After enabling it, companies can connect alternative payment gateways using the Payments AI integrations.
| Payment Gateway | Does ClickFunnels Support the Payment Gateway? |
|---|---|
| Payments AI | ✅ |
| Stripe | ✅ |
| PayPal | ✅ |
| Apple Pay | ✅ (via Payments AI) |
| Google Pay | ✅ (via Payments AI) |
| Coinbase | ✅ |
| Klarna | ✅ |
| NMI | ✅ |
| Authorize.net | ❌ |
| Keap | ❌ |
| Recurly | ❌ |
| JVZoo | ❌ |
When describing payment fees, the platform uses three terms to describe them:
- Transaction Fees – Fees a payment gateway charges to process a sale.
- Gateway Fees – Payments AI charges for businesses to use an alternative payment processor.
- Subscription Fee – Additional cost that businesses pay for the automated processing of recurring payments.
A business using Payments AI is subject to transaction and subscription fees.
On the other hand, if a company opts for an alternative payment gateway, they are subject to gateway and transaction fees.
Therefore, as it’s likely the cheapest solution, most ClickFunnels users will use Payments AI as their gateway solution.
Testing a Payments Gateway in ClickFunnels 2.0
Testing a payment gateway is essential to ensure it’s working.
The best way to do this is by opening the funnel, website, or page that hosts the product you’d like to test in an incognito browser and purchase it yourself.
After processing the payment, you can head to the Payments AI dashboard to refund the purchase.
How to Add a Payment Gateway Button to a ClickFunnels 2.0 Order Page
Previously, on ClickFunnels Classic, businesses were required to add a payment gateway button to each product.
When adding it, they could select the payment gateway they’d like to use to process the transaction.
Since the upgrade to ClickFunnels 2.0 and the creation of Payments AI, businesses no longer manage the payment gateway buttons in this way.
Instead, it is all managed from within Payments AI.
Payments AI
Payments AI is the native ClickFunnels payment gateway available to all customers.
There are two parts to Payments AI: first, it is a standalone payment gateway, and second, it enables businesses to connect alternative payment gateways to ClickFunnels.
Even if a business wants to use an alternative payment gateway like Stripe, it must first enable Payments AI to connect it.
Customers that enable and use Payments AI are charged a 2.9% fee, plus 30¢ for every transaction.
| Fee | Payment AI Charge |
|---|---|
| Transaction Fee | 2.9% + 30¢ |
| Payment AI’s Gateway Fee | 0% |
| Subscription Payments Fee | An additional 0.5% |
How to Set Up Payments AI in ClickFunnels 2.0
Here’s how to set up Payments AI:
- From your ClickFunnels dashboard, select “Payments AI,” which is on the left-hand side of the screen.
- You’ll then be redirected to fill out the four sections of the required information to set up Payment AI.
Stripe
Stripe is one of the most popular payment gateways for online sellers, and ClickFunnels customers can use the payment gateway by connecting it to Payments AI.
After combining Stripe and Payment AI’s fees for a US seller, the total fee is 3.9% in addition to a 30¢ fixed fee.
| Fee | Stripe Charge |
|---|---|
| Transaction Fee | 2.9% + 30¢ +1% for international cards |
| Payment AI’s Gateway Fee | 1% |
How to Set Up Stripe in ClickFunnels 2.0
- From your dashboard, select “Payments AI.”
- Then, click the “Gateways” tab.
- Under the Stripe tab, select “Connect Stripe.”
- You’ll then be redirected to the Rebilly App page to connect to Stripe; here, you’ll need to provide the information they request.
- Now, confirm the account you’d like to connect by clicking “Connect.”
- Now complete, the Stripe connection will be confirmed by displaying the status in green.
PayPal
Payments AI enables ClickFunnels users to connect PayPal as a payment gateway.
This can be very useful as some customers prefer using PayPal due to its strong customer protection policies.
The total PayPal payment gateway fee is 3.9% plus a 30¢ per transaction fee.
| Fee | PayPal Charge |
|---|---|
| Transaction Fee | 2.9% + 30¢ |
| Payment AI’s Gateway Fee | 1% |
How to Set Up PayPal in ClickFunnels 2.0
- From your ClickFunnels dashboard, go to “Payments AI,” then select “Gateways.”
- Scroll down and select “Connect PayPal.”
- Then, follow the instructions to connect your PayPal account.
- After completing the sign up, click “Go Back to Rebilly Inc.”
- Now complete, it will display a green confirmation under the PayPal status.
NMI
ClickFunnels customers can also integrate NMI using Payments AI.
Because NMI does not disclose its transaction fees, we cannot say exactly how much the final cost will be.
| Fee | NMI Charge |
|---|---|
| Transaction Fee | Not disclosed |
| Payment AI’s Gateway Fee | 1% |
How to Set Up NMI in ClickFunnels 2.0
- From your ClickFunnels dashboard, select “Payments AI,” then click “Gateways.”
- Scroll down to the NMI option and click “Connect NMI.”
- Then, complete the NMI connection form to finalize the setup.
- After you’ve successfully integrated it, the status will turn green.
Coinbase
Coinbase is a cryptocurrency platform that enables cryptocurrency payments using its gateway.
The payment gateway enables businesses to list their prices in USD but accept payments in alternative cryptocurrencies that they will convert into USD.
The Coinbase payment gateway charges 1%; therefore, the total cost of using the gateway is 2% of the transaction value.
| Fee | Coinbase Charge |
|---|---|
| Transaction Fee | 1% |
| Payment AI’s Gateway Fee | 1% |
How to Set Up Coinbase in ClickFunnels 2.0
- Starting from your dashboard, click “Payments AI,” then “Gateways.”
- Scroll down and choose “Connect Coinbase.”
- You’ll then need to follow the Coinbase setup instructions to connect.
- Once connected, the status will change to “Connected.”
Klarna
Klarna is a popular buy-now-pay-later app that enables customers to split up one-time payments into smaller amounts.
Because Klarna charges a variable fee, the total fee is between 4.29 – 6.99% plus an additional 30¢ transaction charge.
| Fee | Klarna Charge |
|---|---|
| Transaction Fee | 3.29 – 5.99% + 30¢ |
| Payment AI’s Gateway Fee | 1% |
How to Set Up Klarna in ClickFunnels 2.0
- Navigate to the “Payments AI” section in the dashboard and then click “Gateways.”
- Next, scroll down and click “Connect Klarna.”
- Then, complete the Klarna information to connect the account.
- Once connected, the status will update to “Connected.”
ApplePay and GooglePay
Payments AI does not offer Apple and Google Pay as stand-alone payment gateway solutions.
Instead, when a business signs up for Payments AI and uses it as its active payment gateway, it automatically enables both ApplePay and GooglePay.
Although many online guides claim that Payments AI supports Authorize.net, Keap, and Recurly, we did not find this to be true.
We saw none of these payment gateway options on our Payments AI dashboard.
Moreover, when researching the ClickFunnels forum, we found that many customers have requested to integrate these platforms.
ClickFunnels has responded to these requests and said they are in the development pipeline.
ClickBank, JVZoo, and Other Third-party Integrations
Although ClickFunnels 2.0 has API access and developer tools, the platform does not support third-party payment gateway integrations.
We reached out to the platform’s support since previously, ClickFunnels Classic users could connect platforms such as ClickBank and JVZoo using its API.
Currently, these alternative payment gateways are not available on ClickFunnels 2.0.
When we asked if this was a feature that ClickFunnels 2.0 would add in the future, we were told that other customers had requested it and that if we wanted to implement it, we should upvote the feature request on the platform’s forum.
Bottom Line
ClickFunnels customers must sign up to Payments AI to begin processing payments.
After completing the signup, businesses can use Payments AI or an alternative payment gateway like Stripe, PayPal, NMI, Coinbase, or Klarna.
Unlike ClickFunnels Classic, ClickFunnels 2.0 does not support alternative payment gateways like JVZoo, ClickBank, and Warrior Plus.
Some points to consider when picking a payment gateway include that Payments AI charges an additional 1% fee to process payments through an alternative gateway and that it is the only gateway on the platform to support subscription payments.
Frequently Asked Questions
Does ClickFunnels Charge Transaction Fees?
Yes. ClickFunnel’s payment gateway, Payments AI, charges a fixed 2.9% fee plus 30¢ per transaction. Moreover, as any alternative payment gateway must be connected using Payments AI, they charge an additional 1% fee in addition to the third-party platform’s fees.
Can I Use Multiple Payment Gateways on ClickFunnels?
Yes. By connecting Payments AI ClickFunnels, customers can connect Stripe, PayPal, NMI, Coinbase, and Klarna. It should be noted that subscription payments can only be processed using Payments AI.
