ClickFunnels Payment Gateways: Full Overview

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ClickFunnels has a native payment gateway called Payments AI and supports many other popular payment gateways, including Stripe, NMI, PayPal, Klarna, and Coinbase.

A business using Payment AI is charged 2.9% of the sale amount, plus 30¢ per transaction.

ClickFunnels charges an additional 1% processing fee if a company opts for an alternative payment gateway. This fee is charged in addition to the alternative platform’s fee.

Key Takeaways:

  • The lowest-priced payment gateway is Payment AI
  • All ClickFunnels customers must first sign up for Payments AI
  • Alternative gateways can be integrated using Payment AI

ClickFunnels Payment Gateways Explained

ClickFunnels requires all businesses to sign up to Payments AI to process payments.

After enabling it, companies can connect alternative payment gateways using the Payments AI integrations.

Payment GatewayDoes ClickFunnels Support the Payment Gateway?
Payments AI
Apple Pay✅ (via Payments AI)
Google Pay✅ (via Payments AI)

When describing payment fees, the platform uses three terms to describe them:

  • Transaction Fees – Fees a payment gateway charges to process a sale.
  • Gateway Fees – Payments AI charges for businesses to use an alternative payment processor.
  • Subscription Fee – Additional cost that businesses pay for the automated processing of recurring payments.

A business using Payments AI is subject to transaction and subscription fees.

On the other hand, if a company opts for an alternative payment gateway, they are subject to gateway and transaction fees.

Therefore, as it’s likely the cheapest solution, most ClickFunnels users will use Payments AI as their gateway solution.

Testing a Payments Gateway in ClickFunnels 2.0

Testing a payment gateway is essential to ensure it’s working.

The best way to do this is by opening the funnel, website, or page that hosts the product you’d like to test in an incognito browser and purchase it yourself.

After processing the payment, you can head to the Payments AI dashboard to refund the purchase.

Testing a Payments Gateway in ClickFunnels 2.0

How to Add a Payment Gateway Button to a ClickFunnels 2.0 Order Page

Previously, on ClickFunnels Classic, businesses were required to add a payment gateway button to each product.

When adding it, they could select the payment gateway they’d like to use to process the transaction.

Since the upgrade to ClickFunnels 2.0 and the creation of Payments AI, businesses no longer manage the payment gateway buttons in this way.

Instead, it is all managed from within Payments AI.

How to Add a Payment Gateway Button to a ClickFunnels 2.0 Order Page

Payments AI

Payments AI

Payments AI is the native ClickFunnels payment gateway available to all customers.

There are two parts to Payments AI: first, it is a standalone payment gateway, and second, it enables businesses to connect alternative payment gateways to ClickFunnels.

Even if a business wants to use an alternative payment gateway like Stripe, it must first enable Payments AI to connect it.

Customers that enable and use Payments AI are charged a 2.9% fee, plus 30¢ for every transaction.

FeePayment AI Charge
Transaction Fee2.9% + 30¢
Payment AI’s Gateway Fee0%
Subscription Payments FeeAn additional 0.5%

How to Set Up Payments AI in ClickFunnels 2.0

Here’s how to set up Payments AI:

  1. From your ClickFunnels dashboard, select “Payments AI,” which is on the left-hand side of the screen.
How to Set Up Payments AI in ClickFunnels 2.0
  1. You’ll then be redirected to fill out the four sections of the required information to set up Payment AI.
Subject to your business’s approval, Payments AI will now be enabled and found within your dashboard.
Subject to your business's approval


Stripe is one of the most popular payment gateways for online sellers, and ClickFunnels customers can use the payment gateway by connecting it to Payments AI.

After combining Stripe and Payment AI’s fees for a US seller, the total fee is 3.9% in addition to a 30¢ fixed fee.

FeeStripe Charge
Transaction Fee2.9% + 30¢
+1% for international cards
Payment AI’s Gateway Fee1%

How to Set Up Stripe in ClickFunnels 2.0

  1. From your dashboard, select “Payments AI.”
  2. Then, click the “Gateways” tab.
How to Set Up Stripe in ClickFunnels 2.0
  1. Under the Stripe tab, select “Connect Stripe.”
Connect Stripe
  1. You’ll then be redirected to the Rebilly App page to connect to Stripe; here, you’ll need to provide the information they request.
Rebilly App page
  1. Now, confirm the account you’d like to connect by clicking “Connect.”
confirm the account
  1. Now complete, the Stripe connection will be confirmed by displaying the status in green.
Stripe connection will be confirmed


Payments AI enables ClickFunnels users to connect PayPal as a payment gateway.

This can be very useful as some customers prefer using PayPal due to its strong customer protection policies.

The total PayPal payment gateway fee is 3.9% plus a 30¢ per transaction fee.

FeePayPal Charge
Transaction Fee2.9% + 30¢
Payment AI’s Gateway Fee1%

How to Set Up PayPal in ClickFunnels 2.0

  1. From your ClickFunnels dashboard, go to “Payments AI,” then select “Gateways.”
  2. Scroll down and select “Connect PayPal.”
How to Set Up PayPal in ClickFunnels 2.0
  1. Then, follow the instructions to connect your PayPal account.
PayPal account
  1. After completing the sign up, click “Go Back to Rebilly Inc.”
Go Back to Rebilly Inc.
  1. Now complete, it will display a green confirmation under the PayPal status.
Stripe connection will be confirmed


ClickFunnels customers can also integrate NMI using Payments AI.

Because NMI does not disclose its transaction fees, we cannot say exactly how much the final cost will be.

FeeNMI Charge
Transaction FeeNot disclosed
Payment AI’s Gateway Fee1%

How to Set Up NMI in ClickFunnels 2.0

  1. From your ClickFunnels dashboard, select “Payments AI,” then click “Gateways.”
  2. Scroll down to the NMI option and click “Connect NMI.”
How to Set Up NMI in ClickFunnels 2.0
  1. Then, complete the NMI connection form to finalize the setup.
  2. After you’ve successfully integrated it, the status will turn green.
complete the NMI connection


Coinbase is a cryptocurrency platform that enables cryptocurrency payments using its gateway.

The payment gateway enables businesses to list their prices in USD but accept payments in alternative cryptocurrencies that they will convert into USD.

The Coinbase payment gateway charges 1%; therefore, the total cost of using the gateway is 2% of the transaction value.

FeeCoinbase Charge
Transaction Fee1%
Payment AI’s Gateway Fee1%

How to Set Up Coinbase in ClickFunnels 2.0

  1. Starting from your dashboard, click “Payments AI,” then “Gateways.”
  2. Scroll down and choose “Connect Coinbase.”
How to Set Up Coinbase in ClickFunnels 2.0
  1. You’ll then need to follow the Coinbase setup instructions to connect.
  2. Once connected, the status will change to “Connected.”
Once connected


Klarna is a popular buy-now-pay-later app that enables customers to split up one-time payments into smaller amounts.

Because Klarna charges a variable fee, the total fee is between 4.29 – 6.99% plus an additional 30¢ transaction charge.

FeeKlarna Charge
Transaction Fee3.29 – 5.99% + 30¢
Payment AI’s Gateway Fee1%

How to Set Up Klarna in ClickFunnels 2.0

  1. Navigate to the “Payments AI” section in the dashboard and then click “Gateways.”
  2. Next, scroll down and click “Connect Klarna.”
Connect Klarna
  1. Then, complete the Klarna information to connect the account.
  2. Once connected, the status will update to “Connected.”
Klarna information

ApplePay and GooglePay

Payments AI does not offer Apple and Google Pay as stand-alone payment gateway solutions.

Instead, when a business signs up for Payments AI and uses it as its active payment gateway, it automatically enables both ApplePay and GooglePay.

Payments AI as your active gateway, Keap, and Recurly

Although many online guides claim that Payments AI supports, Keap, and Recurly, we did not find this to be true.

We saw none of these payment gateway options on our Payments AI dashboard.

Moreover, when researching the ClickFunnels forum, we found that many customers have requested to integrate these platforms.

ClickFunnels has responded to these requests and said they are in the development pipeline., Keap, and Recurly

ClickBank, JVZoo, and Other Third-party Integrations

Although ClickFunnels 2.0 has API access and developer tools, the platform does not support third-party payment gateway integrations.

We reached out to the platform’s support since previously, ClickFunnels Classic users could connect platforms such as ClickBank and JVZoo using its API.

Currently, these alternative payment gateways are not available on ClickFunnels 2.0.

ClickBank, JVZoo, and Other Third-party Integrations

When we asked if this was a feature that ClickFunnels 2.0 would add in the future, we were told that other customers had requested it and that if we wanted to implement it, we should upvote the feature request on the platform’s forum.

first to update our information

Bottom Line

ClickFunnels customers must sign up to Payments AI to begin processing payments.

After completing the signup, businesses can use Payments AI or an alternative payment gateway like Stripe, PayPal, NMI, Coinbase, or Klarna.

Unlike ClickFunnels Classic, ClickFunnels 2.0 does not support alternative payment gateways like JVZoo, ClickBank, and Warrior Plus.

Some points to consider when picking a payment gateway include that Payments AI charges an additional 1% fee to process payments through an alternative gateway and that it is the only gateway on the platform to support subscription payments.

Frequently Asked Questions

Yes. ClickFunnel’s payment gateway, Payments AI, charges a fixed 2.9% fee plus 30¢ per transaction. Moreover, as any alternative payment gateway must be connected using Payments AI, they charge an additional 1% fee in addition to the third-party platform’s fees.

Yes. By connecting Payments AI ClickFunnels, customers can connect Stripe, PayPal, NMI, Coinbase, and Klarna. It should be noted that subscription payments can only be processed using Payments AI.


About Authors

  • Samuel Fletcher

    Samuel Fletcher is a entrepreneur with over 15 years in online course development. With an in-depth understanding of online course platforms, including Kajabi, Thinkific, LearnWorlds, and more, he has not only created courses on these platforms but has also assisted others in their course creation journeys. Beyond his hands-on experience, Sam is a passionate blogger, online business mentor, and a proactive contributor to community initiatives. His commitment to excellence and belief in dedication, perseverance, and unwavering commitment drives his success. Recognizing the gap in unbiased, quality information about online course platforms, he co-founded SupplyGem. In addition to his leadership role, Samuel serves as a Technical Writer at SupplyGem, sharing his expertise with a broader audience. Moreover, he's an active member of professional associations such as the Association for Talent Development (ATD), The Learning Guild, and others, underlining his dedication to continuous learning and industry advancement.

  • Dr. Angelia Cline, Ed.D.

    Dr. Angelia Cline, Ed.D., has over 20 years of extensive editing expertise and a commendable academic foundation from William Carey University. Besides her position as a Chief Editor for SupplyGem, she is also an Instructional Designer. Dr. Cline manages the Learning Management System (LMS) for a large team, skillfully converting SME knowledge into engaging courses. With over 12 years of teaching experience, she has demonstrated her aptitude across various subjects and educational settings. At William Carey University, Dr. Cline achieved an Ed.D. in Educational Leadership, a Master’s in Teaching of the Gifted and Talented, and another in English Language and Literature. She also secured her BA in English from The University of Southern Mississippi. Her proficiencies range from research and differentiated instruction to educational leadership.

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Disclosure: I am an independent ClickFunnels Affiliate, not an employee. I receive referral payments from ClickFunnels. The opinions expressed here are my own and are not official statements of ClickFunnels.

ClickFunnels 2.0